India's foreign-exchange reserves include: 1. Foreign currency assets (FCAs): This is the largest component, consisting of deposits and holdings in major currencies like US Dollars, Euros, and Yen. 2. Gold reserves: India holds a significant amount of gold bullion as part of its foreign exchange reserves. 3. Special drawing rights (SDRs): These are international reserve assets created by the International Monetary Fund (IMF) that supplement official foreign reserves. 4. Reserve position in the IMF: This refers to India's quota or shareholding position in the IMF, which can be a source of additional foreign currency if needed.