Phase IFoundation
Background
Overview
PMAY is a major government welfare scheme with significant social and economic impact, directly relevant to housing, poverty alleviation, and women's empowerment, making it a frequent topic in UPSC examinations.
Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme launched by the Government of India in 2015 to provide affordable housing to all eligible urban and rural beneficiaries. It aims to address housing shortages and promote home ownership, particularly among economically weaker sections (EWS) and low-income groups (LIG).