UPSC Notes

Pradhan Mantri Shram Yogi Maandhan (PM-SYM)

PYQs

8

Articles

1

Momentum

21

Phase IFoundation

Background

Overview

UPSC frequently asks about government welfare schemes, their objectives, target beneficiaries, funding mechanisms, and implementation challenges, especially those aimed at vulnerable sections like unorganised workers, as they reflect the state's commitment to social justice and inclusive growth.

Welfare schemes are government initiatives designed to provide social and economic support to vulnerable sections of society, aiming to reduce poverty, improve living standards, and ensure social security. The Pradhan Mantri Shram Yogi Maandhan (PM-SYM) is one such scheme specifically targeting old age protection for workers in the unorganised sector.

Phase IIStatic core

Facts & tables

Key facts

Launch Year

February 2019

Objective

Old age protection for unorganised sector workers

Pension Amount

Rs. 3000/- monthly after 60 years of age

Contribution Model

Voluntary and contributory; 50% by beneficiary, 50% by Central Government

Reference table

PM-SYM Eligibility Criteria

CriterionDetails
Age Group18 to 40 years
Monthly IncomeRs. 15000/- or less
ExclusionsNot a member of EPFO/ESIC/NPS (Central Govt. contributed) or an income tax assessee

Reference table

Static syllabus anchors

TypeReference
Conceptual areaSocial Security
Conceptual areaUnorganised Sector
Conceptual areaWelfare Schemes & Social Policies

Reference table

Institutions & roles

BodyRole
Ministry of Labour & EmploymentImplements
Common Service Centres (CSCs)Facilitates enrolment
Phase IIIExam lens

Prelims angle

Overview

Prelims angle: Multi-statement analysis

Prelims angle: Factual recall

Quick revision

  • Launched Feb 2019 for old age protection of unorganised workers.
  • Voluntary, contributory scheme; Rs. 3000/month pension after 60 years.
  • Eligibility: 18-40 years, monthly income <= Rs. 15000, not covered by other major social security schemes or income tax assessee.
  • 50% beneficiary, 50% Central Govt. matching contribution.
  • Enrolment via CSCs and maandhan.in; integrated with eShram portal.

High-confidence PYQs

Topic timeline

Social SecurityUnorganised SectorWelfare Schemes & Social Policies

PRADHAN MANTRI SHRAM YOGI MAANDHAN (PM-SYM)

03 Aug 2026 · PM-SYM is a voluntary, contributory pension scheme launched in 2019 for unorganised workers, providing Rs. 3000/month pension post-60 years, with matching contributions from the Central Government. It aims to provide old age social security.

Read article

Related topics

Current topic

Pradhan Mantri Shram Yogi Maandhan (PM-SYM)

Practice writing on this topic

UPSC has asked 8 linked questions on Pradhan Mantri Shram Yogi Maandhan (PM-SYM) in Mains. Write an answer to one — and get it evaluated.

UPSC Prelims PYQs on Pradhan Mantri Shram Yogi Maandhan (PM-SYM)

Practice official previous year questions asked by UPSC related to this concept.

With reference to the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) Yojana, consider the following statements: 1. The entry age group for enrolment in the sc...

2024·Social Issues & Schemes
Solve

With reference to the provisions made under the National Food Security Act, 2013 consider the following statements: 1. The families coming under the category...

2018·Economy
Solve

Regarding ‘Atal Pension Yojana’, which of the following statements is/are correct? 1. It is a minimum guaranteed pension scheme mainly targeted at unorganiz...

2016·Social Issues & Schemes
Solve

With reference to the 'Pradhan Mantri Surakshit Matritva Abhiyan', consider the following statements: 1. This scheme guarantees a minimum package of antenat...

2024·Social Issues & Schemes
Solve

With reference to Pradhan Mantri Kaushal Vikas Yojana, consider the following statements 1. It is the flagship scheme of the Ministry of Labour and Employmen...

2018·Social Issues & Schemes
Solve

With reference to the funds under Members of Parliament Local Area Development Scheme (MPLADS), which of the following statements are correct? 1. MPLADS fund...

2020·Social Issues & Schemes
Solve

With reference to ‘Pradhan Mantri Fasal Bima Yojana’, consider the following statements: 1. Under this scheme, farmers will have to pay a uniform premium of ...

2016·Social Issues & Schemes
Solve

With reference to the casual workers employed in India, consider the following statements: 1. All casual workers are entitled for Employees Provident Fund co...

2021·Social Issues & Schemes
Solve

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