Phase IFoundation
Background
Overview
UPSC emphasizes the role of various stakeholders, including SHGs, in development processes and the effective delivery of welfare programs. Understanding how SHGs can be leveraged to overcome implementation challenges and promote inclusive growth is critical for governance and social empowerment.
Self-Help Groups (SHGs) are informal associations of people, typically from similar socio-economic backgrounds, who pool resources and work together to address common challenges. They are crucial for grassroots development, financial inclusion, and empowering marginalized communities by facilitating access to credit, promoting entrepreneurship, and acting as intermediaries for government schemes.