IRDAI forms working group on AI

Statement 1 is Incorrect: The Summit's intellectual framework and core philosophy were anchored in three foundational principles (Sutras): People, Planet, and Progress, not People, Planning, and Progress. Statement 2 is Incorrect: The New Delhi Declaration introduced the Charter for Democratic Diffusion of AI to promote affordable access to foundational AI resources, support local innovation, and build resilient AI ecosystems. However, it was established as a voluntary and non-binding framework, respecting national laws, rather than a binding treaty. Statement 3 is Correct: The New Delhi Declaration on AI Impact was structured around seven thematic pillars of action, officially referred to as Chakras. These foundational areas included Access for Social Empowerment, AI for Science, and Secure and Trusted AI, alongside Democratizing AI Resources, Economic Growth & Social Good, Human Capital Development, and Resilient, Efficient & Innovative AI Systems. Therefore, option D is the correct answer.

In India, section 70-B of the Information Technology Act, 2000 (the IT Act) gives the Central Government the power to appoint an agency of the government to be called the Indian Computer Emergency Response Team. Further, it is legally mandatory for service providers, data centres and body corporates to report on cybersecurity incidents as outlined in the Information Technology (The Indian Computer Emergency Response Team and Manner of Performing Functions and Duties) Rules, 2013, which were notified under the Information Technology Act, 2000.

Statement 1 is correct: DigiLocker is a cloud-based digital locker system launched by the Government of India under the Digital India Programme. Its primary objective is to reduce reliance on physical documents by providing secure digital storage and access to e-documents issued by government departments, educational institutions, and other entities. Statement 2 is correct: DigiLocker enables users to access their electronic documents (e-documents) anytime, anywhere, provided they have an internet connection. This enhances convenience, eliminates the need to carry physical documents, and ensures secure and verifiable digital storage. Therefore, both statements are correct.

Option A is correctly matched: The Union Cabinet approved the Outsourced Semiconductor Assembly and Test (OSAT) facility by CG Power and Industrial Solutions (in partnership with Renesas Electronics and STARS Microelectronics) to be set up in Sanand, Gujarat. Option B is correctly matched: Tata Semiconductor Assembly and Test Pvt. Ltd. (TSAT) is establishing a greenfield semiconductor assembly and test facility in Jagiroad, Assam. It marks a major industrial investment in Northeast India. Option C is incorrectly matched: The OSAT facility by the HCL-Foxconn Joint Venture (India Chip Pvt. Ltd.) is being established in Jewar, Uttar Pradesh (in the Yamuna Expressway Industrial Development Authority region), not Madhya Pradesh. It will manufacture display driver chips. Option D is correctly matched: SicSem Pvt. Ltd. is setting up a Silicon Carbide (SiC) semiconductor manufacturing plant in Bhubaneswar, Odisha. It is designed to be India's first commercial compound semiconductor fab. Therefore, Option C is the correct answer.

Statement 1 is incorrect: The Smart India Hackathon (SIH) is not a scheme for developing Smart Cities. Instead, it is a nationwide initiative aimed at identifying innovative digital technology solutions to solve real-world challenges across various sectors. Statement 2 is correct: The Government of India launched the Smart India Hackathon to encourage students and professionals to develop innovative digital solutions for challenges in agriculture, health, education, energy, environment, and other domains. It serves as a platform for young minds to engage in problem-solving and contribute to technological advancements. Statement 3 is incorrect: While the hackathon focuses on digital technology innovations, it is not specifically centered on digital financial transactions. Instead, it covers a wide range of sectors where technology can drive efficiency and innovation. Hence, correct answer is option (B).

Relationship 1 is Correct: Statement I outlines the core objective of the Sagarmala Programme, launched in 2015, which is port-led economic development through cost-effective and sustainable coastal infrastructure. Statement II provides empirical evidence of its success, such as the 118% growth in coastal shipping, a 700% surge in inland waterway cargo movement, and improved global port rankings (with nine Indian ports now in the global top 100). Thus, the tangible achievements in Statement II directly validate the effectiveness of the foundational strategies mentioned in Statement I. Relationship 2 is Correct: Statement III highlights the goals of Sagarmala 2.0, which focuses on smart ports, green shipping, and positioning India as a global maritime innovation hub aligned with the Viksit Bharat 2047 and Atmanirbhar Bharat visions. This acts as an evolutionary extension of the foundational infrastructure goals in Statement I, embedding them into a broader, future-oriented innovation framework rather than replacing them. Relationship 3 is Incorrect: Statement I does not contradict Statement III. The initial focus on traditional and sustainable coastal infrastructure in the original Sagarmala Programme serves as the necessary physical base upon which the modern innovation and technology-driven goals of Sagarmala 2.0 are built. The two phases are complementary and represent a progressive policy evolution, not a contradiction. Therefore, relationships 1 and 2 are correct, making Option B the correct choice.

Statement 1 is Correct: Rare Earth Elements (REEs) are indispensable for modern technological innovations. Their unique magnetic, luminescent, and electrochemical properties make them critical for artificial intelligence hardware, robotics, space exploration, electric vehicles, and advanced defense systems. Statement 2 is Incorrect: While China dominates global REE mining, accounting for roughly 69% of global production, the second-largest producer is the United States, followed by Myanmar and Australia. India ranks much lower globally and is not the second-largest producer. Statement 3 is Correct: The Government of India officially launched the National Critical Mineral Mission (NCMM) in January 2025. The mission is a strategic blueprint designed to secure domestic and global supply chains, reduce import dependence, and establish a robust framework for self-reliance in critical minerals essential for clean energy and technology. Statement 4 is Incorrect: Rare Earth Elements are a set of 17 metallic elements, not 13. This group comprises the 15 lanthanides on the periodic table, along with scandium and yttrium, which share similar chemical properties and are typically found in the same ore deposits. Therefore, the correct option is A.

Statement 1 is Correct: The National Quantum Mission (NQM) aims to develop intermediate-scale quantum computers with 50 to 1000 physical qubits within 8 years. Specifically, it targets 50–100 physical qubits in 5 years and scales up to 50–1000 physical qubits in 8 years using platforms like superconducting and photonic technology. Statement 2 is Correct: The implementation of the mission explicitly includes the establishment of four Thematic Hubs (T-Hubs) in top academic and national R&D institutes across India. These hubs focus on distinct technology verticals: Quantum Computing (led by IISc Bengaluru), Quantum Communication (led by IIT Madras), Quantum Sensing & Metrology (led by IIT Bombay), and Quantum Materials & Devices (led by IIT Delhi). Therefore, both statements are correct.

Statement 1 is Correct: DHRUV64 is the third chip to be fabricated under the Digital India RISC-V (DIR-V) Programme. The first chip was THEJAS32 and the second was THEJAS64. The DIR-V programme aims to create a complete portfolio of future-ready, indigenous RISC-V-based microprocessors to reduce India's dependence on imported chips and foreign intellectual property. Statement 2 is Correct: Developed by the Centre for Development of Advanced Computing (C-DAC) under the Ministry of Electronics and Information Technology (MeitY), DHRUV64 is officially recognized as India's first homegrown 1.0 GHz, 64-bit dual-core microprocessor. It is built on the open-source RISC-V instruction set architecture, which eliminates proprietary licensing fees and ensures technological sovereignty. Therefore, both statements are correct.

* AI is now being used to analyze industrial data, optimize processes, and predict energy usage patterns. This allows for targeted interventions to reduce overall consumption. * AI can now generate more creative and coherent text formats compared to 2020. While still under development, some AI-generated content can be quite engaging, blurring the lines between human and machine creation. * AI has become a powerful tool in medical diagnosis. AI algorithms can analyze vast amounts of medical data, identify complex patterns, and assist healthcare professionals in diagnosis and treatment planning. * Text-to-speech conversion using AI continues to be a well-established technology. AI can now generate natural-sounding speech with various accents and emotions, making it a valuable tool for various applications. * While significant wireless transmission of electricity over long distances remains a challenge, there has been progress in short-range wireless charging and localized energy transfer using AI-powered systems. Note: From the current status of AI development, all the listed applications of AI are feasible. However, this question was asked by the UPSC in 2020 when Generative AI was yet to become mainstream. UPSC's official answer key gave 'B' as the correct answer.

The article clearly states that 'Insurance regulator IRDAI has constituted a working group on Artificial Intelligence (AI)'.

The article states the working group was formed 'to set direction on governance frameworks, best practices and safeguards for the insurance sector to pursue innovation, around the emerging technology, while ensuring policyholder data protection'.

Tasks 1, 2, and 3 are explicitly mentioned in the article as part of the working group's terms of reference. Task 4, 'Directly developing AI-powered tools for policyholders', is not mentioned; the group's focus is on governance, frameworks, and safeguards, not direct product development.