Unified Payments Interface (UPI) is expanding internationally, but only a few countries currently support international merchant payments under UPI. ✅ I. United Arab Emirates – Correct
* UPI is accepted at select merchants in the UAE via NPCI partnerships. ✅ II. France – Correct
* France allows UPI merchant payments at select tourist locations, like the Eiffel Tower. ❌ III. Germany – Incorrect
* No official rollout of UPI for merchant payments in Germany as of now. ✅ IV. Singapore – Correct
* UPI is live for both P2P remittances and merchant payments in Singapore. ❌ V. Bangladesh – Incorrect
* UPI is not yet operational for merchant payments in Bangladesh. International merchant payments are accepted under UPI in seven countries outside of India: Bhutan, France, Mauritius, Nepal, Singapore, Sri Lanka, and the UAE.