Phase IFoundation
Background
Overview
UPSC examines this issue to understand the challenges in maintaining and evolving critical digital infrastructure like UPI, the role of pricing mechanisms, and the balance between public good objectives (low-cost access) and private sector participation (profitability).
The sustainability of digital payment systems refers to the long-term viability of their operational and economic models, ensuring continued service delivery, innovation, and infrastructure maintenance while covering costs and generating necessary revenue for all stakeholders involved.