A future of financial health for every Indian

The article, authored by the UN Special Advocate for Financial Health, highlights India's significant progress in financial inclusion and introduces the concept of 'financial health' – going beyond basic bank accounts to include savings, insurance, and responsible credit. It emphasizes the importance of financial health for individual well-being and national prosperity, aligning with the 'Viksit Bharat 2047' goal. The author proposes four key actions: enhancing Jan Dhan 2.0 by integrating it with various social protection schemes, leveraging India's robust digital public infrastructure, utilizing data for informed policymaking, and fostering public-private collaboration to advance financial health across the country.