GS-3News & Analysis05 August 2026thehindu.com

RBI MPC keeps policy rate unchanged at 5.25%

The Reserve Bank of India's Monetary Policy Committee (MPC) unanimously decided to keep the policy repo rate unchanged at 5.25%, maintaining a neutral stance. Consequently, other rates like SDF, MSF, and bank rate also remain unchanged. RBI Governor Sanjay Malhotra noted the Indian economy's resilience amidst global headwinds, with steady domestic demand and resilient investment. Real GDP growth for 2026-27 is projected at 6.7%. While CPI inflation rose to 4.4% in June 2026, primarily due to higher food and fuel prices, core inflation remained moderate. The MPC acknowledged risks from El Niño, geopolitics, and global trade policy, emphasizing the need for clarity on inflation's path before further policy action.

The Reserve Bank of India's Monetary Policy Committee (MPC) unanimously decided to keep the policy repo rate unchanged at 5.25%, maintaining a neutral stance. Consequently, other rates like SDF, MSF, and bank rate also remain unchanged. RBI Governor Sanjay Malhotra noted the Indian economy's resilience amidst global headwinds, with steady domestic demand and resilient investment. Real GDP growth for 2026-27 is projected at 6.7%. While CPI inflation rose to 4.4% in June 2026, primarily due to higher food and fuel prices, core inflation remained moderate. The MPC acknowledged risks from El Niño, geopolitics, and global trade policy, emphasizing the need for clarity on inflation's path before further policy action.

Exam linkage

GS Paper 3: Indian Economy

Syllabus mapping

Indian EconomyReserve Bank of India & Monetary PolicyMacroeconomic Trends & InflationIndian Culture Art ArchitectureModern Indian HistoryIndian Society DiversityGlobalization Indian SocietyIndian Constitution

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